ABOUT US

Yogen Khosla

Managing Director

Mr. Yogen Khosla is a finance veteran with over 20 years of experience. He holds a Bachelor’s degree in Commerce from Loyala College, Chennai and has studied at the Ealing College in London. He is a member of the Institute of Financial Accountants in the UK and was a Board member of Kinetic Capital Finance and DBS Capital Trust Securities India Pvt. Limited. Since 2003, he has been working as the Managing Director of Capital Trust Limited. He introduced the company into retail lending of micro loans in the MSME business. He has led the company to being adjudged as one of the top 100 Small and Medium Enterprises in India by India SME Forum.

Anju Khosla

Director

Mrs.Anju Khosla graduated from Delhi University and has a Masters degree in Business Economics. She joined Capital Trust in 1989 and was initially involved with the Consultancy division. Subsequently, she handled an authorized dealership for Honda two wheelers for 3 years, which was acknowledged as the second best dealership in North India

Suman Kukrety

Independent Director

Ms. Suman Kukrety is a competent professional with 17 years of quality experience in legal consultancy, legal documentation in civil and criminal cases before the Supreme Court of India, High Courts, District Courts, quasi-judicial tribunals, institutional arbitration before Indian Council of Arbitration (ICA), International Centre for Alternate Dispute Resolution (ICADR).

She has secured 1st position in Advocate-on-Record examination held by the Supreme Court of India.

Sanjiv Syal

Independent Director

Mr. Syal is a practicing Chartered Accountant with an experience spanning over 25 years in consulting and accountancy. Prior to setting up his accountancy practice in 2001, he set up and managed a leasing finance Company ABL Leasing for 9 years. He is also founder & NonExecutive Director in a software development company focussed on eLearning solutions Compro Technologies. He has been a catalyst in start up of many successful projects in the BPO, IT & Financial Services space. Some of the successful startups where he has played a role include Yatra online, RAC, Gulliver Travels, DMI Finance & Cisco Systems Capital.

Colonel Vijay Kumar Dhawan (Retd.)

Independent Director

Mr. Vijay Kumar Dhawan is a retired colonel from the Indian army. He has held various important appointments in the Army, including GSO 1 (Ops) of Northern Command and Secretary to Principal Personnel Officers Committee. After an illustrious career in the Army, Col Vijay Dhawan took pre-mature retirement in 2008 and joined the corporate world looking after Training and Development in HCL Infosystems Ltd. The exposure in HCL has given him a deep insight into the functioning of the corporate world. He joined the Board in 2013. He is also a Principal Consultant with Franklin Covey South Asia.

Nikhel Kochhar

Independent Director

Mr. Nikhel Kochhar is a Practicing Chartered Accountant and at present in CEO – India Internal Auditors Association. He is also Member of the Indian Public Schools Society (IPSS) and Member Selection Committee for appointment of Board Members.

His area of interest is Internal Controls & Audit, Risk Management, Corporate Governance, Organizational Systems & Processes and Corporate & Institutional Training.

Abhinav Sharma

Independent Director

Sharma is a CFA Charter holder from CFA Institute, USA and a certified Financial Risk Manager from Global Association of Risk Professionals, USA. He received his MBA(Finance) from ICFAI Business School, Hyderabad and his B.A(Hons) Economics from Delhi University.His focus area is Debt Funding (Bank Loans, Project Finance,NCDs, Securitization, Cross border transactions) and Strategic Consulting (Risk Management, Credit Administration Systems, RBI Compliance,Capital Structure, Strategic Growth Planning.) He is also on the board of Manba Finance Limited.

Mr. Sanjeev Vij

Advisor

Mr. Sanjeev carries a wealth of nearly three decades of corporate leadership experience to his novel role of providing strategic governance & guidance in planning the turnaround and implementation of quality-based, integrated business and support functions across the Capital Trust Group.

A rank holder Chartered Accountant, Masters in Commerce from Delhi University, and an alumni of prestigious Sri Ram College of Commerce, Delhi University, prior to joining CTL, Mr. Sanjeev has behind him a distinguished career at Satin Group, where he held positions of increasing responsibility and complexity. He lead Satin’s lending business in central, west, and eastern Indian geographies. During his tenure Mr. Vij was also the Chief Executive Officer & Whole time Director for Satin Creditcare’s wholly owned subsidiary Taraashna Financial Services for over 4 years and throughout his leadership it did built a considerable book size and gratified its pinnacle of profitability with full compliance, high employee satisfaction, and exemplary principal partner management. Mr. Vij was the key driving force in development and launch of Satin’s digital lending solutions culminating in to a mobile app platform, marketed under the brand name “Satin’s Loan Dost”. Prior to joining Satin he has held leadership positions in Risk and Business functions with TATA Motor Finance Solutions, Bajaj Finance, ABN Amro & Citigroup, amongst others.

With CTL, he will be developing and ensuring implementation of strategies for businesses, risk, operations and will be working closely with senior leadership, respective department heads throughout to review and execution of counteractive action plans that will benefit all stakeholders, investors, employees, and enhance our organizational performance and capability.

Mr. Pallav Majumdar

Quality Head

Majumdar is an MBA and hasa certificate in microfinance from IIBF.With over 15 years of experience in learning and development across sectors (insurance, NBFC and pharma), Pallav has expertise in the areas of competency mapping and leadership development. Prior to Capital Trust, he has worked with Eli Lilly Ranbaxy, ICICI Lombard, L&T Insurance &Arohan Financial Services.

Mr. Karan Singh

Recovery Head

Singh is a political science graduate from Jamiya,Delhi and has been involved in the day-to-day functioning of the company for the last 27 years. He joined the company as Assistant Auditor and has risen to the ranks of Recovery Head through his hard work, dedication and loyalty to the company. As Recovery Head, he is responsible for overall collections of the branches.

Mr. Milind Deshmukh

Chief Operating Officer

Milind has more than 25 years of senior management experience, including over a decade of strategic development and plan execution at large sized financial lending organisations, most recently as Addl. Director – Projects, with Pahal Microfinance Pvt. Ltd. Prior to that, Milind served as Vice President and Chief Operating Officer with Taraashna Financial Services Ltd., a company operating as a distinguished service provider to various banks & financial institutions on RBI’s Financial Inclusion model, later acquired by Satin Creditcare Network Ltd. in 2017. Prior to Taraashna, Milind has held key positions with Tata Motor Finance, Equitas SFB, DCB Bank, GE, HDFC Bank etc.

Milind is an alumni from Institute of Management Education and has received his graduation degree from Symbiosis College affiliated to Pune University, and a Six Sigma Green Belt in Business Process for Commercial Vehicle lending .

Mr. Punit Sharma

HR Head

Following his graduation from Delhi University, Mr. Punit Sharma went on to do a Post-Graduation in Personnel Management & Industrial Relations at the Symbiosis Institute of Management Studies. Before joining Capital Trust, Mr. Sharma has almost 2 decades of incomparable experience in the Corporate HR turf across companies like Taraashna Financial Services (Satin Group), Premier Shield, Barclays Bank GRCB, Citigroup, Tech Mahindra & Securitas India. Mr Sharms has also been bestowed upon with the laurel of HR Achiever of the Year 2018, by World HRD Congress.

Ms. Tanya Sethi

Company Secretary

Ms. Sethi is a qualified Company Secretary with over 8 years of experience. She has done her graduation in commerce from University of Delhi and has a Master’s in Business Program and Corporate Governance from Indira Gandhi National Open University. Her association with Capital Trust includes taking care of Statutory and Regulatory compliances

Mr. Vinod Raina

CFO and Head-Compliances

Mr Raina is a qualified Company Secretary and Law Graduate with over 15 years of experience in the areas of Legal Compliances, Litigation, Secretarial Functions, Financial Management, Fund Raising, Statutory Compliances, Treasury, Corporate Governance, Taxation, Accounts and Liaison Work. Vinod has got variety of experience while working in organizations in the IT Services, Management Consultancy, Manufacturing and Financial sector.

Mr. Gaurav Gaba

Legal Head

Gaba has over 15 years of work experience in the legal domain including litigation, compliance, contract drafting and legal recovery. In his past assignments he was associated with ICICI Lombard, Reliance, Edu Smart Services Pvt. Ltd, Indiabulls Housing Finance Limited andFrankfinn Institute of Airhostess in various capacity. He has been conferred with the degree of law (LL.B.) from M.J.P. Rohilkhand University in 2004 and he is a Licentiate Member of Insurance Institute of India.

Mr. Vahin Khosla

Senior Vice President – Finance

Having done his schooling from The Doon School, Vahin Khosla graduated as a Roberts Day Scholar from Claremont Mckenna College, USA. He was selected into an accelerated program where he received his Bachelor’s degree in Economics-Accounting and his Master’s degree in Finance simultaneously. Prior to working with Capital Trust, he worked at Davita Healthcare Partners in their Corporate Finance team. He is an avid football player having represented club’s at international levels.

Mr. Mukesh Aggarwal

Deputy Chief Operating Officer

Mr. Aggarwal is a practicing Chartered Account and Company Secretary. He is a commerce graduate with more than 12 years of experience in credit. He has worked with organizations like Citibank, DHFL and HSBC prior to joining Capital Trust. He has been working with the company December 2016 and has been instrumental in the company’s shift towards more advanced data analysis and machine learning

Mr. Sukumara Pillai

Accounts Head

The longest serving employee of Capital Trust, Mr. Pillai has been with the company since its inception in 1985. He graduated from Kerala University in 1980 with a degree in commerce and is responsible for the accounts and MIS reporting. He also coordinates with Statutory and Internal Auditor of the Company, submitting statutory reports to the Reserve Bank of India and Income Tax Department.

Mr. Yuv Vir Khosla

Vice President – Business

Yuv Vir Khosla graduated as the Head Boy of The Doon School, Dehradun. He went on to receive a Bachelor of Arts degree from Williams College, a liberal arts college in the USA, with a double major in Economics and History. He has previously interned at 3i Debt Management in New York and Cantor Fitzgerald in Hong Kong. Yuv also holds a private pilot license.

ABOUT US

HISTORY

MISSION & VALUES

BOARD MEMBERS

LEADERSHIP TEAM

Awards & Accolades

Article in Insight Success - Oct 2017

Article in Dalal Street - Sep-Oct 2017

Article in Businesswise - May 2017

Top 10 Most Admired Financial Leaders 2017 - Insight Success

India SME Certificate & Award